Finance Forward
Tips, Tricks, and Insider Peeks into the Finance Industry November, 2009
Dear Terry,

Whether you currently hold a policy with American General or not, you should read on to find out what they are currently offering.
Double Your Coverage With No Exam 
American General Program Available Through December
American General is currently offering qualified policy holders the option to double their existing coverage without the need for a full medical underwrite.  If you are within 3 years of the start of your policy and have a Standard or better rating, you can obtain any amount of additional coverage up to the amount you currently hold, and there is no exam required.  This offer is only valid through the end of the year 2009.  To get started simply contact us, and we will send you the necessary forms to sign and submit.  
 
Normally a no medical exam policy carriers a higher cost per unit $1000, but American General is willing to approve your additional coverage at your existing rate classification, and do so at their fully underwritten rates.  If you have had any changes (new baby, refinance on a mortgage, etc), or are anticipating the need in the future, you may want to take advantage of this limited time offer.
 
Fast Turnaround in Underwriting 
Issue time competes with no-exam policies.  
If you are not a current policyholder of American General, but still have a need for additional insurance, you may want to consider a fully underwritten policy with them.  Throughout 2009 their underwriting has approved some of fastest and most generous offers in the industry.
 
Usually a fully underwritten policy can take weeks or even months to complete, but American General has been completing the process in less than a week on many cases.  This turnaround time competes with no-exam  policies, and it does so with fully underwritten rates.
 
With the holidays fast approaching and insurance rates on the rise, this is the time to apply if you’ve been considering some additional protection.
 
BudgetLife.com, on the Internet since 1996, provides consumer services for mortgages, insurance, and annuities. As independent agents, we have access to hundreds of lenders and insurance companies. So consumers will always receive the absolute best deal available for their financial needs.
 
Best wishes from our family to yours,
 
All The Burts
BudgetLife Financial Services
(800) 505-9412
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